Insurance is a crucial aspect of our lives, protecting us from unexpected events and financial losses. However, with the multitude of insurance options available, choosing the right one can be confusing and time-consuming. That’s where Insurance Land comes in – a local insurance broker based in Orlando, Florida, that provides comprehensive insurance solutions for homeowners, auto, boat, and commercial insurance. In this blog post, we will discuss the benefits of […]
Why choose an independent agent?
Why choose an independent agent? Reason #1: Because You Can Save Money Insurance companies use complicated algorithms to calculate premiums and it’s an independent agent’s job to understand these calculations and factors. It’s also their job to fully understand your situation so they can find you the most comprehensive coverage at an affordable rate. Reason #2: Because Independent Agents Aren’t Tied to One Insurance Carrier Independent agents have your best […]
New Car Seat Belt Requirement Age In Florida
The child car seat belt law has changed in Florida due to a new law passed by Florida Governor Scott. No more strapping your 5 year old children in with normal adult seat belts. CLICK HERE to read more.
Florida ‘Hurricane Tax’ Being Retired
The Florida Cabinet voted this week to end the assessment, a 1.3 percent surcharge on policyholders, that was initiated in 2008 and had been expected to continue until 2016. State law requires an assessment whenever the Florida Hurricane Catastrophe Fund (FHCF) does not have enough cash to pay insurers for the losses they incur. The surcharge, called the “hurricane tax” by some, is used to fund revenue bonds to pay […]
10 Ways to Protect Your Home Against Hurricane Damage
Hurricane season has begun, but you can still take steps to minimize the risk of damage to your home if a named storm swoops down on Central Florida this year. Here are 10 ways you can beef up your home’s protection before a hurricane approaches – don’t wait until a storm is on its way!
Save Money and Gas With Proper Vehicle Maintenance
As the price of gasoline continues to soar at the pumps many are looking for places to cut expenses. One of the most common places consumers often choose to cut those expenses is by ignoring regular maintenance on their vehicles . While hoping for better economic days or windfalls to cover the gap between earnings and expenses is understandable it’s also a dangerous choice to make.
Protect Yourself From Holes in Your Boat Insurance Coverage
What would a Florida summer be like without exploring the waterways, water skiing, fishing and other boating activities? July marks the middle of the boating season. As a boat owner, you probably spend more time on the water during June, July and August than all the rest of the year combined, even in Florida.
Can you Afford to Rebulid After a Hurricane?
Every year, hurricanes cause millions of dollars worth of damage to Florida homes and businesses. Hurricane insurance can be complicated, and laws about it have changed several times during the past few years. The important question to ask yourself is, “if a hurricane wallops my area, can I afford to rebuild my home?” For most of us, that answer is “no,” so we need to be sure our hurricane insurance […]
What is Flood Insurance and Do I Need It?
Many Florida homeowners are confused about flood insurance, and for good reason. In insurance terms, “A flood is an excess of water (or mud) on land that is normally dry” according to the National Association of Insurance Commissioners: The NFIP (National Flood Insurance Program) is even more specific. “A flood is a general and temporary condition of partial or complete inundation of two or more acres or normally dry land […]
What is Renters Insurance and Do I need it
Everyone knows that when you own a home, you need to insure it. But what if you’re renting? Unless you own a lot of expensive furniture and household items, there’s no point, right? Wrong!