Every year, hurricanes cause millions of dollars worth of damage to Florida homes and businesses. Hurricane insurance can be complicated, and laws about it have changed several times during the past few years. The important question to ask yourself is, “if a hurricane wallops my area, can I afford to rebuild my home?” For most of us, that answer is “no,” so we need to be sure our hurricane insurance […]
What is Flood Insurance and Do I Need It?
Many Florida homeowners are confused about flood insurance, and for good reason. In insurance terms, “A flood is an excess of water (or mud) on land that is normally dry” according to the National Association of Insurance Commissioners: The NFIP (National Flood Insurance Program) is even more specific. “A flood is a general and temporary condition of partial or complete inundation of two or more acres or normally dry land […]
What is Renters Insurance and Do I need it
Everyone knows that when you own a home, you need to insure it. But what if you’re renting? Unless you own a lot of expensive furniture and household items, there’s no point, right? Wrong!
Eight Questions to Ask Your Agent About Hurricane Insurance
Hurricane season in Florida began June 1. Are you ready? No, I’m not asking about your hurricane kit or family evacuation plan, although you should have both in place. I’m asking about your family’s biggest asset, your home. Are you covered for hurricane-related damage to your property? If a hurricane happens to you, will your existing insurance cover it?
Benefits of a Local Florida Auto Insurance Agent
What are some benefits of working with a local insurance agent rather than buying insurance online? We live in a time when just about anything can be purchased on the internet. Buying insurance online has grown more popular with each passing year. Most people who buy insurance online may do so because they believe they are getting the best price, or because they believe that saving time always equates to […]
Ten Important Questions to Ask Your Florida Insurance Agent
At Insurance Land we create relationships with our clients. That’s one of many benefits to having a local insurance agent. Not only do we sell Florida Home Owners insurance, car insurance, boat, business and health insurance, but we are also residents, home owners, and business owners in Central Florida. We understand the importance of being prepared for the unexpected. We understand how important it is to protect your family and […]