7 Reasons Why You Should Get Insured Insurance is a form of financial risk management used to protect against the risk of contingent loss. Humans face daily risks such as theft, fire incident, untimely death, accident, business failure, natural disasters etc. Risks cannot be prevented but can be managed to produce minimal or no effect on the victim. This is one of the reasons behind the existence of insurance companies. […]
Common Car Insurance Gaps
Are You Protected for Everything? When shopping for car insurance in Florida, do you browse for the lowest premium and quickly settle for the cheapest offer? A low premium is sometimes a cover for dangerously high deductibles or crucial gaps in coverage that will leave you struggling. Instead of risking your well-being and throwing money away on insufficient insurance, be prepared to ask about these common gaps for auto insurance […]
Spring Cleaning Tips For Homeowners
Spring Clean Like A Pro and Avoid These Common Insurance Claims As you start to sort through the clutter of your spring cleaning checklist, be sure to include a few valuable points that improve the quality of your home as well as protect against potential disaster. Most claims for homeowners insurance in Florida can be avoided with a little wise preparation. Clear Away Lint The vent hose on the back […]
Safety Tips To Avoid Insurance Claims
Every claim you make to your auto insurance or Florida homeowners insurance is a potential increase in your premium. Car insurance in Florida quickly increases in cost even for minor claims. Practice these easy and convenient habits to reduce the risk of a possible catastrophe. Road Safety 80 percent of vehicular accidents and even close calls are the direct result of a driver being distracted. Cell phones, in particular, are […]
Avoiding Auto Accidents During the Holidays
Common Causes of Holiday Accidents and How to Avoid Them The upcoming holiday season is the busiest time of year for travelers, particularly drivers who will be flooding our roads and highways in record numbers this year. Unfortunately, heavy traffic flow and large numbers of families traveling vast distances also mean an increased risk of car accidents and mishaps across the country. Even a minor accident can seriously hinder your […]
Get Ideal Insurance Coverage At An Ideal Price
Whether your lender is requiring full coverage on your financed vehicle or you simply need the state minimum to register your new wheels, you want to be certain that your choice of auto insurance in Florida is the best value for your hard earned dollars. Many drivers pay top dollar for hefty premiums only to be disappointed or risk overspending on unnecessary coverage. With careful consideration, you can drive confidently […]
Attic Storage Can Cause Homeowner Grief, Hazards
Homeowners who don’t pay attention to what’s going on in their attics can face costly damage that can spread throughout their entire home, warns a new survey sponsored by the Chubb Group of Insurance Companies. According to the survey of 1,000 adults, a little more than half of homeowners—some 52 percent—have discovered critters such as mice, squirrels, bats and bees living in their attics; meanwhile, one in 10 homeowners have […]
Florida’s Top 10 Sinkhole-Prone Counties
Florida houses many attractive reasons to live in, but hurricanes and sinkholes are on the not so attractive list. Sinkhole losses have been on the rise the last few years in Florida. According to a report by the state, 211 property insurers responded that claims increased from 2,360 in 2006 to 6,694 in 2010, totaling 24,671 claims. The total dollar amount of those claims was approximately $1.4 billion. RiskMeter’s Top 10 […]
IJ: Weekly Reader Picks
Top 10 for the Past Week A Guide to Homeowners’ Liability for Injury to Trick or Treaters Oct 31, 2014 — Halloween pranks. Google this phrase and more than 5 million results link you to a myriad of ways to “mess with peoples’ minds” on Halloween. Some of the recommended pranks require a higher education to … The Hartford Offers Lump-Sum Pension Buyouts to 13,500 Former Workers Oct 28, 2014 […]
10 Common Insurance Myths
Insure.com said it recently surveyed 2,000 adults, half women and half men, from all regions of the country, asking them whether 10 insurance-related statements were true or false. All the statements were false, according to the online insurance provider. 10 Myths Below are 10 insurance myths, with the realities and comments provided by insure.com, and the gender breakdown of those who believe the myths are true. Myth 1: I should buy […]